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How To Get Help From Fha And Refinance A Home Loan With Bad Credit

How To Get Help From FHA And Refinance A Home Loan With Bad Credit

by

Emanuele Allenti

The US Federal Housing Administration offers loans that enable individuals to acquire a home with a down payment as low as 3% – a percentage comparatively lower than most limits for regular loans. Thus, the loan program under the FHA – a division of the Department of Housing and Urban Development – is ideal for first-timers and those with limited funding. It should be noted that the FHA insures your loan and does not offer home loans. In case of a default, an insurance fund will cover payment for the lending institution. To do a FHA refinance home loan with bad credit, this aspect can be a real challenge for most people.

[youtube]http://www.youtube.com/watch?v=7fuiUh2N-ik[/youtube]

An FHA loan applicant should be backed up by a positive credit history, a reasonable income level and adequate cash down payment to close the loan. To qualify under the program, a borrower should also settle closing costs worth about 2%-3% of the house price. This could also include fees for attorneys, title search and insurance, FHA insurance funding, and loan origination. The borrower’s monthly housing cost must not surpass 29% of his gross monthly income to qualify for the loan. Property taxes, mortgage principal and interest and insurance are computed to determine total housing cost. This total housing cost and long-term debt make up total monthly cost, which must not exceed 41% of gross monthly income. Credit card balances, auto loans and other borrowings are included under long-term debt. These percentages reflect greater leniency on the part of the FHA, as the ceiling for total housing cost under conventional loans is at 26%-28%, while the cap for total monthly cost is at 33%-36%. Can You Really Get A FHA Refinance Home Loan With Bad Credit? The agency has been allowing refinancing schemes on insured loans since the start of the 1980s. A “streamlined” FHA refinance covers the lender’s underwriting and documentation requirements, and does not imply the absence of costs. Key conditions of a refinance include FHA insurance of the target mortgage, updated payments, and a reduction in the payments made by the borrower due to the refinance. Borrowers must note that a FHA refinance home loan with bad credit also bars any cash take-out on the home loan. For lending institutions, one refinancing approach they can follow is the “no cost” plan, which does not entail out-of-pocket costs for the borrower but will involve higher loan interest rates compared to a cash settlement of closing costs. The premium from the higher charge will he used by the lender to cover the transaction’s closing costs. With a FHA home loan bad credit lender, this can be the factor to approve a loan. With a FHA refinance home loan bad credit option, the lender can also choose to integrate the closing costs with the new mortgage amount, assuming appraisal of a target equity level for the asset. The alternative to this scheme is to exclude appraisal, but this means the original mortgage amount will remain higher than the new mortgage. Insured mortgage programs under the FHA for single families include a plan covering disaster victims; the energy-efficient mortgage program; reverse or home equity conversion mortgage; title I home improvements; rehabilitation mortgage; and a program covering Indian reservations and similar restricted property. Is There FHA Refinance Home Loan Bad Credit Options For Disaster Victims? The Section 203(h) program for disaster victims enables the FHA to cover loans by applicants whose homes have been destroyed by natural disasters and are either rebuilding their home or chosen to acquire a new house. The reverse mortgage or HECM, which targets the country’s senior citizens, allows the cash conversion of part of the individual’s home equity. The federally-insured program is often sought by older Americans to augment social security, cover home improvements and finance medical emergencies. When you are considering a FHA refinance home loan bad credit lender, be sure to have an experienced accountant and attorney explain the details before you sign your refinance documents.

Emanuele Allenti is the owner of

bad credit home loans

and

poor credit home loans

websites.

Article Source:

ArticleRich.com

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Bluetongue disease appears in UK for the first time

Saturday, September 22, 2007

The first ever case of Bluetongue disease has been reported in the UK. The case involves a cow at a farm near Ipswich, Suffolk.

Bluetongue affects ruminants such as sheep and cows, but is not known to affect humans. It is sometimes fatal, depending on the animals affected, and presently has no treatment. The disease was prevalent in Africa for many years and had since migrated to European nations such as France and Germany, causing officials had feared a UK outbreak in the UK follows recent outbreaks of the disease on the European continent in nations such as France and Germany.

Experts such as microbiology professor Hugh Pennington of Aberdeen University had suspected the disease would eventually spread to the UK.

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US Senate unanimously passes genetic nondiscrimination bill

Thursday, April 24, 2008

In a unanimous 95-0 vote Thursday, the United States Senate passed a bill that would forbid employers and health insurance companies from discriminating against someone based on information learned through genetic testing.

The Genetic Information Nondiscrimination Act, described by Massachusetts Senator Ted Kennedy as “the first major new civil rights bill of the new century,” will now be sent back to the House of Representatives, where it could be approved as early as next week. President George W. Bush, who would have to sign the bill for it to become law, has voiced his support for the legislation.

The bill forbids employers from firing, refusing to hire, or otherwise discriminating against employees based on genetic information, such as a family history of a hereditary disease. It also makes it illegal for employers to request genetic information of an employee or the employee’s family.

Health insurance companies are also addressed in the bill, which forbids them from requesting genetic information or using such information to set premium rates or determine enrollment eligibility. However, insurance companies would still have the right to base one’s health coverage on the actual presence of a genetic disease.

Americans can now be confident that their genetic information cannot be used by health insurers or employers in harmful or hurtful ways.

“For the first time we act to prevent discrimination before it has taken firm hold and that’s why this legislation is unique and groundbreaking,” said Maine Senator Olympia Snowe, who sponsored the bill along with Sen. Kennedy and Sen. Mike Enzi. Snowe fears the threat of discrimination may discourage people from undergoing genetic testing, which can help to diagnose a wide range of diseases and lead to lifesaving therapy.

Kathy Hudson, director of the Genetics and Public Policy Center, reports that 92 percent are worried that information gained in genetic testing may be used against them. “After a very long wait,” she says, “Americans can now be confident that their genetic information cannot be used by health insurers or employers in harmful or hurtful ways.”

One part of the bill addresses this concern. “Federal legislation establishing a national and uniform basic standard is necessary to fully protect the public from discrimination and allay their concerns about the potential for discrimination,” the bill reads, “thereby allowing individuals to take advantage of genetic testing, technologies, research, and new therapies.”

Oklahoma Senator Tom Coburn initially blocked Senate action on the bill, warning that it could potentially lead to excessive lawsuits against employers and insurers. But after changes were made to the bill to ease his concerns earlier this week, he supported the legislation and allowed the Senate to vote on it. “We certainly improved the bill from a liability standpoint,” said Coburn, an obstetrician.

Similar bills were unanimously passed by the Senate in 2003 and 2005, but in both years the bill stalled in the House. The current bill was passed in the House of Representatives a year ago by a 420-3 vote. A genetic nondiscrimination bill was first introduced 13 years ago by New York Representatives Louise Slaughter, who says the House will “get it out to the White House as quickly as we can.”

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Foot-and-mouth confirmed at UK farm

Saturday, August 4, 2007

Cattle at a farm in Surrey, UK have tested positive for foot-and-mouth disease. After symptoms were reported late on 2 August, the farm was isolated. Following testing, officials from Defra (Department for Environment, Food and Rural Affairs) confirmed the outbreak on 3 August.

A three kilometre exclusion zone and a ten kilometre surveillance zone have been put into place around the farm, near Wanborough. All livestock on the farm have been slaughtered and incinerated. Any movement of livestock in the UK has been banned and the EU has banned exports under emergency measures, expected to be confirmed on Monday. Farmers are urged to watch their animals carefully for symptoms, and report any to Defra officials.

The government’s emergency committee Cobra met to discuss the situation before the announcement, with Prime Minister Gordon Brown participating via telephone. Brown cut short his holiday in Dorset to return to London on Saturday, when another meeting of Cobra was held. Environment Secretary Hilary Benn also returned from holiday in Italy.

The last outbreak of foot-and-mouth in the UK was in 2001. It resulted in the slaughtering of up to 7 million animals, and losses estimated at £8 billion.

In France, the government has asked for all the animals imported during the last ten days to be tested. All meetings including animals have been forbidden on the French territory.

Retrieved from “https://en.wikinews.org/w/index.php?title=Foot-and-mouth_confirmed_at_UK_farm&oldid=3172351”
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Accurate &Amp; Timely Targeting Key Factors Of Internet Advertising

Accurate & Timely Targeting – Key Factors of Internet Advertising

by

tdimobilead

Internet Advertising is going through a phase where it has to encounter quite a few stymies. The most crucial events that block an Internet Advertisement from attaining its purpose include low visibility due to the increase in competitor ads and clicks that do not get converted to buying. The mantras that would help Internet Advertising rise up from this challenge are targeting the appropriate group and accurately timing the delivery of ads depending on the behavior of the user.

There was a time when Internet Advertising was looked at with suspicion by the trade pundits. The situation has turned towards the favor of Internet Ads in such a big way that we often find ads competing for space on the same page. The rate of pushing ads on various websites further increased with the digitalization of the markets. As online stores gained popularity and the consumers began preferring them over the traditional drive-in stores, Internet Advertising Agencies became a busy lot. As a result of the thoughtless pushing of ads on website pages, the pages became overcrowded and the ads lost their visibility. The user also trained his eye to ignore the spots where ads were usually placed. It was with the integration of segmentation that the Internet Ads were properly targeted at potential consumers. With the use of internet on the mobile phones gaining grounds and Google s personalized services, group targeting took on unprecedented dimensions. The use of additional services like GPS increased the accuracy of targeting. It is not an uncommon practice among

Online Advertising Agencies

to make extensive use of group targeting in order to ensure better returns.

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However, apart from better targeting, a new technique has evolved which not only increases the impact of the ads but also ensures better buying conversions and lower bounce rates. The traditional role of an Online Ad ends with the user reaching the landing page. However, this new technique extends its role to ensure conversions too. It focuses on sending out the appropriate ad at the users who land on the designated pages, and disappear just before hitting the pay tab. This phenomenon, known as shopping cart abandonment in online sales, has been studied and one of the primary reasons for this behavior have been found with users who plan to buy later or who are looking at other available deals. Studies have shown that 72% of the visitors who abandoned their carts buy within the next 12 to 24 hours.

Internet Advertising Agencies

have realized the importance of targeting such users as soon as they abandon their carts. For example a user is searching for the best deals on a particular book. He is unsure about the comparison sites as they often do not show the taxes and other hidden costs. Thus, he adds the book to the cart and checks the total cost. If he leaves without hitting the pay button, it is better for the Internet Advertising Agencies to assume that he is looking at other sites. If an ad with an offer on the book is displayed to him immediately, the chances of him buying the book increases by leaps and bounds.

Thus, along with the already established need to target the consumers accurately, Ads on the Internet are also being used to improve the actual sales. The latest technique in Internet Advertising increases the scope of the medium beyond the traditional boundaries of advertising.

MAD-The leading

Online Advertising Agencies

agency which helps you to promote your business through

Internet advertising

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agency in India.

Article Source:

ArticleRich.com

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Taliban resurgent in Pakistan on enforcement of Sharia law

Friday, May 4, 2007

“Pakistan was un-affected by Talibans and al-Qaeda (in my opinion) until the US flushed them out of Afghanistan. So 9/11 and WTC and the post WTC attacks by the ISAF (read American, for the locals) forces have led to the present condition in NWFP. At least that is the way the people there see it,” wrote Riaz A Hakeem in one of a series of email exchanges with Wikinews.

Mr. Hakeem, 58, left the North-West Frontier Province (NWFP) at the age of 25 and became a naturalized citizen of the U.S. Now a businessman who is active in Texas politics, he shares some views as a person who is in touch with his family and friends who remain in the region. He travelled throughout portions of Pakistan at the end of last year.

What is the current situation in the NWFP?

The Pashtun people are or were renowned for their hospitality. Many westerners commented on it. Some with suspicion NOT willing to believe some people so poor could be so generous. It was almost a character flaw. One could travel without fear of personal danger as long as you followed local protocols.

That was the sort of mind set among the people. An ageless paradigm of self satisfaction: this is enshrined in the code of the Pashtuns way of life.

The Islamic radicalism is in reality nothing but the Taliban movement. Not all Pashtuns are Taliban (obviously), but most Taliban are Pashtun. Of these, most belong to the FATA. Of these, most were affected by their cousins from Afghanistan coming over. Mingled with them were Arab-Afghans, Uzbeks and some Tajiks and even Chechens. Some of these married within the tribes and formed a bond with the locals. Marriage bonds go back in history.

This Talibanization shows itself in the content of the Friday sermons at the mosque. Now it shows in the popularity of growing beards, especially since the MMA – the coalition of religious political party’s – won power. More recently in their showdown with the Pakistan army in North and South Waziristan – where according to my sources, people prefer going to the Taliban for justice rather than the older system of Maliks and Political Agents. The latter are known as corrupt. In Pakistan, in general, people are sick of the amount of corruption.

Bannu, from where hails the Chief Minister of the NWFP, Mr. Durrani, is now in Taliban control in the sense that there is a parallel government that they have established which is functioning quite well and is popular among the people.

Has Taliban influence caused a stricter intrepretation of Sharia law in the NWFP?

Yes. The Maliks, or tribal elders, consider themselves quite conservatively religious. Even so, they had a laid back attitude towards enforcement of religious doctrine.

The Taliban emulated the Saudi system of having a department concerned with citizens’ morals (even the name is the same: the department for the Promotion of Virtue and Prevention of Vice) and this department has, as in Saudi Arabia, an enforcement police, called mutawwa’in, a morals law-enforcement agency.

Is there a shift from tribal elders to clerics, as the main interpreters of law?

There has been a movement in that direction, but it has started a power struggle between the clerics who traditionally have been at the lowest strata of the social structure. Now when they have seen a bigger role for themselves, first from the Taliban in Afghanistan – but also the government of the MMA in the NWFP, who are nothing more than glorified clerics themselves, only a little smarter in exploiting religion politically.

The MMA is largely non-Pashtun, which is a source of discontent in that they stand in the way of Pashtun nationalism, such as it is, because it only rears its head when non-Pashtuns start to usurp power over what the Pashtun consider their turf.

The deal made between Pakistan’s central government and the North and South Waziristan provinces, where tribal leadership was given the pivotal role in dealing with militants, has been criticized as a failure. What caused this initiative to fail?

First off, I don’t agree with the premise of the question, that the “deal” is a “failure” – for the following reasons:

  1. In the first place the Pakistan army (govt – same difference) did not have many options. This was the least worst option they had.
  2. And most importantly, I have said this before, this area is literally in a time warp – which means they proceed at (what seems to us in the west) a glacial pace. I will give an example from the folklore:

    The story goes that a Pashtun had to repay (badal) an enemy for a crime against his family and he waited patiently for 20 years (some say 50 years), after this time, he exacted his revenge – but soon after was depressed because he wondered “Did I act too hastily?”

    So one part of Pashtunwali is to “pay back” – (Badal: literally to exchange) which most people translate as revenge. Yes that is the form that is most visible, but badal is also played out in the exchange of gifts at wedding and other celebrations, and in the exchange of favors like in politics. The rules can be arcane, unwritten and hard to follow — who did what to whom, when, and so on, and what is the proper recompense — this same give and take would occur in a peace process pursued by the Tribal Maliks, who rule by consensus. There is no actual leader in the western sense, because all the Maliks, in fact all the others are de facto, so many co-equals is a mind set, a paradigm foreign to the uninitiated, as the concept of consensual gay sex is to the Wazir in Waziristan.

  3. The agreement has not failed, because it has not been given enough time, in Wazir time reference, not American time presidential election cycle controlled. I do not have a crystal ball, but if I did, I would see NATO troops in Afghanistan long after Iraq is over. Afghanistan can be a success ONLY if we accept one thing, the time warp these people live in — by my reckoning its still 1700 CE over there.

Is the Talibanization of Pakistan partly due to a perception of corruption among the system of Maliks and Political Agents?

The corruption is in the ISI, the Pak army and the Pak system of Political Agents (PA) assigned to these tribal zones (FATA & PATA).

These PA have budgets that are much like the CIA in that they are a single line item in the national budget, there is no accountability of where or how the PA spends the money. If one followed the IRS rules and looked at the lifestyles of the PA and compared them with their income, you would soon understand what was going on.

Musharraf critics are a larger issue. Republicans have coddled Pakistan with the belief that “as long as they are pro America” then democracy in Pakistan will come in due course. Democrats have, I think, insisted Democracy first, and then we can discuss the other issues later.

The Talibanization of Pakistan has more to do with graduates of “Raiwind“, a place near Lahore, where the “Tablighi Jamaat” conducts brainwashing camps. It was graduates of this place, in my opinion, that are responsible for Britain’s 7/7 attacks as an example.

Corruption amongst the Maliks is self limiting because of the egalitarian society they live in and because of Pashtunwali.

What is your view on Musharraf suspending judge Iftikhar Chaudhry?

I believe, and this is widely held belief, that Musharraf has no constituency of his own for his power base. He wanted legitimization from the Supreme Court, and Mr Choudhry as Chief Justice (their system is not like ours) would not give it.

So Musharraf has had to hang on to his Army Chief of Staff position to get his power from the Army. If some one else were Chief of Staff, that person could refuse to support Musharraf.

The Justice favorable to the general is Justice Iqbal, who was not the next in line for Chief Justice. The next in line is a Hindu. That presented problems of its own for Musharraf. So when the Hindu judge went for a trip to India, Iqbal became the “available” senior most Supreme Court judge, and hence the haste and lack of decorum with which Justice Chaudhry was removed.

What is the prevailing sentiment regarding Pakistani government efforts in the provinces and the international effort in Afghanistan to combat Taliban and affiliated militants?

In my dealings and inquires, one thing stood out like a sore thumb – the conspiracy theories vis-à-vis anything having to do with America. I mentioned to one of my close friends that events that were previously ascribed as acts of God were now considered acts of the CIA. Some even believed that the Earthquake in the northern areas was because of some sort of underground secret “bomb” used by the CIA. Lack of evidence is further proof that the CIA did it. I was flabbergasted, and started to give this kind of thinking as an example in speaking to “educated” Pakistani’s – and among these, those that did agree that the earthquake was NOT the work of the CIA, they would start giving other examples, notably the Blow up of the plane carrying Zia ul Haq an ex President of Pakistan, in which the US Ambassador also perished. When I would point this out, the response would be that that is the sort of thing they do to take away suspicion from themselves.

In a nutshell, the impression I came away with is, there is NO war of civilizations going on. What is going on is a war between literacy and illiteracy.

Taliban are not visible in the areas I visited, but the militants handiwork clearly is – as elsewhere, the common criminals are taking advantage of this situation, and crime is up significantly. One new crime is Cell phone “snatching” – it’s easy and nobody wants to pursue it. If some one is using a Razr phone, he can expect to be hit soon if he uses it in public. So people have two cell phones, one fancy to show off, and one for use in public places.

Insofar as “foreign” militants are captured and identified, that is to say non-Pashtun (including non Afghan Pashtun or Pak Pashtun) – then the people are obviously in agreement with the government that these people don’t belong here and need to go.

The problem is this: the foreigners are usually in the FATA and have been there since the Soviet war times. Many of them have taken local wives and now have a family. The local have accepted them into their family. Now for the Pak govt to ask them to kick them out, the locals are thinking what am I doing to my grandchildren’s father, etc. Again the edicts of Pashtunwali also play a role.

What is the relationship, if any, between the Taliban and Al Qaeda?

Al Qaeda is mostly composed of Arabs, they do not trust any one else. While they might use others as couriers or in lowly position as servants, for second rate Al Qaeda officials, the Top guys ONLY deal with Arabs and are served by Arabs.

The Taliban are mostly Pashtun tribesmen. Mostly they are graduates of madrassa’s. Mostly illiterate by any world standards. The better educated among them will know how to speak a few words of English, such as their Information minister. There might be one or two notable exceptions of which I am not aware.

However, while Al Qaeda does not trust the Taliban, the Taliban look up to Al Qaeda top leadership. We saw this situation in Iraq where initially Al Zarqawi had no direct link with Qaeda but was keen to form one. It would be conjecture on my part to state that in the end he did indeed succeed in forming that connection. In the press at least that impression was prevalent.

So the lines of interest proceed ONE way, like one way traffic. Extremist want to be affiliated with Qaeda, in my opinion, while the latter does not, so as to maintain its hideout.

The Qaeda supply lines are hampered, new recruits would have to be Arabs, and they would have to travel a long way through tight Pakistani security to reach here, or suffer hardship over a long and arduous land route through Balochistan and the Tribal area’s – NOT all of which are accommodating.

So as is becoming clear, Qaeda is having trouble replacing people they loose meaning those that were captured or died. They only trust Arabs, and that also a certain type of Arabs, (not all Arabs are the same, not all Arabic is the same – for example they would never trust a Syrian, in fact Qaeda folks consider Syrian brand of Islam an apostasy – but that is another story).

Whatever remains of the Qaeda, are not in a position to set up training camps, since they are in a survival mode. The Taliban resurgence helps them get a little warm and fuzzy in this survival mode, since they feel a little bit more secure with their partners-in-arms doing some evil stuff, blowing up people and causing mayhem.

What makes the North-West Frontier Province competent to administer money sent as foreign aid?

This is the central question. Much like California has taken a separate initiative on stem cell research – as an analogy – the NWFP is central to the war on terror, not Pakistan.

The NWFP was central to the fight and aid to the Afghans during the Soviet occupation, not Pakistan.

This small distinction is lost on Washington, and it is the main reason, in my opinion, why so much of the Aid was “lost in transit” was because the Punjabi army officers could not bring themselves to dispense such large sums to an ethnic group which it considers anti-Pakistani.

All the FATA is contiguous to the NWFP. The Taliban and Al-Qaeda are holed up somewhere either in the FATA, or across the Durand Line in Afghanistan; the Durand Line has never been recognized by the locals as an international boundary. Even today, the Pashtun travel from Peshawar to Kabul by road with out a passport or visa, and it has been like that for eons.

The present governor of the NWFP belongs to the Orakzai tribe (he spells his name Aorakzai) and it is my opinion that that he was picked partly because he belongs to one of the FATA as well as he is a retired General of the Pak Army.

The Frontier Constabulary (FC) is a force which primarily recruits from the FATA. All or most of its forces are from the various tribes. In the eyes of the tribes this is a bona fide force and service with the FC is considered an honorable thing. The US has already allocated some funds for increasing recruitment, but far less than what it would take to counter the Taliban and far less than what the economic need is. The US spends a thousand times more on a battalions sent to monitor activity over there. Plus why endanger the lives of our troops and spread our forces thin when a more effective job can be done by the FC. The FC has over history shown that they will attack and use force against the tribes that create trouble. There have been no instances of insubordination or mutiny.

Even the US Embassy is protected by a contingent of the FC! That goes to show their trustworthiness and discipline.

The “tribal” Pashtuns in the FATA are not educated or trained and hence not employable right now. I propose that we fund directly the Director of Emigrants, Mr. Azhar Arbab in Islamabad, to set up training facilities in Concrete laying, iron work, pipe work, welding etc, which would then qualify these tribesmen to obtain jobs in the Gulf. As such we would remove them from the scene altogether. They would not be available in the labor pool to the Taliban or anyone else. I might add here, that a number of these individuals have very high innate intelligence, which is one reason they make formidable foes.

Now the central reason why the NWFP ought to do this is because they are themselves most affected by the scourge of Talibanization. They are highly motivated in carrying out these policies because it is to their own benefit.

How many men does the FC field currently?

The FC currently has about 23,000 men in total.

How much do they get paid?

They are paid the equivalent of $60 per month per person -Pak Rupees 3665, where Rs61= $1. They do have some fringe benefits but life is very spartan for these soldiers.

What the US could get in return is a huge bang for a buck, no pun intended.

I think we ought to double the number of these soldiers with one proviso that the FC maintains its high standards of recruits.

Compare this with our costs in the War against Terror; just Halliburton’s bills will have you reeling. I think that it would be foolish, NOT to do this.

The Frontier Constabulary is an Institution with a long and glorious history within the Frontier Province.

The recruits come strictly from the tribes of the various FATA and so they are very familiar with the people, the bad guys the terrain.

They speak the Pashto dialect of the locals. The Pashto language has many dialects, and you can tell where someone is from based on which dialect he speaks. So if you do not speak the correct dialect, you are immediately identified as an outsider. This is one reason why these tribes are impossible to penetrate, there are other reasons as well, that are beyond the scope of the current discussion.

How can the FC help prevent attacks like the suicide bombing attempt on Sherpao in Charsadda last weekend?

In essence your question is how can anyone prevent a suicide attack? And frankly if I knew the answer to that I think the US military – and several other groups – would be knocking on my door. I think the Israeli Army has had the most experience with this sort of thing. The suicide bombing as a tactical weapon was invented by the Tamil Tigers in Sri Lanka, and even today in terms of statistics they use it in far greater numbers.

So to summarize neither the FC nor anyone else can prevent a suicide bombing. We could attempt to improve our intelligence to find out about an imminent attack, but so far these have not been very successful in Pakistan.

In the Lal Masjid Case the government avoided a suicide killing by negotiating with those two Mullah brothers – but I don’t know if that counts. But it does make for an interesting story. Both Washington, DC and Islamabad now have Madams threatening to publish the list of their clients unless they are given protection. Who would have thunk?

Going back to your question: In my opinion what ought to be done is to make a Policy change, and address the issues that are producing these suicide bombers, that is the only way to stop this phenomenon.

In this part of the world this is relatively new because prior to 9/11, suicide bombing was unheard of. Moreover it is not the FC’s job to provide security to the Minister of the Interior, that is the job of the Police force, because this Ministry is equivalent to the Department of Homeland Security.

You don’t expect Border patrol to provide body guard duty to the Secretary of the department of Homeland Security.

I am making these analogies so the American readers would relate to what is happening, and understand the difference in nomenclature. –RHakeem 20:13, 3 May 2007 (UTC)

This interview consists of excerpts taken from the full content and context of Mr. Hakeem’s replies. The complete and uneditted version is found on the Interview archive page.
This exclusive interview features first-hand journalism by a Wikinews reporter. See the collaboration page for more details.
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Scottish budget rejected

Wednesday, January 28, 2009

The Scottish Parliament has narrowly rejected the Scottish government‘s proposed £33 billion budget.

The devolved parliament was tied 64-64 on the motion to approve the budget after two Green Party MSPs switched away from backing the minority Scottish National Party (SNP) administration. The Presiding Officer (speaker) of the parliament, Alex Fergusson, used his casting vote to reject the budget. Finance Secretary John Swinney of the SNP announced that he would immediately reintroduce it. The budget had the backing of the Scottish Conservatives.

Green MSPs had sought a £100 million, 10-year home insulation scheme, whilst the Scottish government had offered a smaller pilot scheme. This offer was increased as the vote approached but failed to convince the Greens to back the budget.

If a new budget is not in place by the start of the financial year in April, the current budget will rollover. However, Scottish ministers say this will cause a £1.8 billion cut in spending.

Scotland’s GDP fell by 0.8% in the last quarter.

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Swiss Screw Machines: From Watch Parts To Medical Instruments

byadmin

The manufacturing business has changed over the past s when certain timepiece makers in Switzerland created what are now called Swiss screw machines.

The Original Intent

Swiss screw machines were made with a singular purpose in mind. They were to provide parts for the Swiss watch manufacturing industry. Previously, the need for the watches was not being matched by the production of required parts. The watchmakers required a solution that would provide them with the same precise parts but at a higher volume of production.

[youtube]http://www.youtube.com/watch?v=2mHe211mLV0[/youtube]

Swiss Screw Machines Branch Out

The newly developed machines began to mass produce small and miniature parts for the watch trade. The employers of the machines soon noticed they were also quite adaptable to other types of parts. In particular, they could be used in the manufacturer of long and slender components. As a result, Swiss screw machines began to be utilized in the production of other industries. They were not longer strictly for employment in the watch trade.

Over time, the machines evolved into precise machining tools. The result has been the development of two different types of Swiss Screw machines. These are:

The Automatic Swiss Screw Machine – The type is often called Cam operated since it works with a disc cam. It also requires a collet to fix the piece of work in place.

The CNC Swiss Screw Machine – This is the latest adaptation of the screw machine. It relies on the advancements made in technology to operate it precisely and from a distance with little human interference. The CNC stands for Computer Numerical Controlled.

A Long and Fruitful Road

Since its first appearance in the 1800s, the Swiss screwing machine has changed. It has stretched its usage far beyond the original application – creating small, precise watch parts. It has been adopted and adapted for various manufacturing purposes. Today, it is found performing in a wide variety of fields. They range from aerospace to general metal working. Swiss screwing machines are here to stay. The use of CNC has ensured they have become part of an increasing use of the latest computer technology in the manufacturing business.

If you are searching for quality Swiss Screw Machines, consider buying from a family operated company. We are KSI and stand for Knowledge, Support, and Integrity.

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Ontario Votes 2007: Interview with Family Coalition Party candidate Suzanne Fortin, Nepean-Carleton

Wednesday, September 26, 2007

Suzanne Fortin is running for the Family Coalition Party in the Ontario provincial election, in the Nepean-Carleton riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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SpaceX scrubs Falcon I rocket launch

Monday, November 28, 2005

SpaceX called off the much-delayed inaugural launch of their new Falcon 1 rocket on Saturday from Kwajalein’s Omelek Island launch site. The intent was to launch the U.S. Air Force Academy’s FalconSat 2 satellite, which will monitor plasma interactions with the Earth’s upper atmosphere and magnetosphere.

The launch was delayed, then finally cancelled after an oxygen boil-off vent had accidentally been left open. The oxygen was unable to cool the helium pressurant, which then proceeded to evaporate faster than it could be replenished. A main computer issue, probably serious enough to cause a scrub on its own, was also discovered.

This long-anticipated flight was originally expected to be launched in January 2005, however a series of setbacks forced a series of delays, with the flight most recently scheduled to be in early 2006. It was intended to be launched from the Kwajalein atoll in the middle of the Pacific Ocean.

The maiden voyage was originally intended to launch from Vandenberg Air Force Base in California with a Naval Research Laboratory satellite and a Space Services Incorporated space burial payload.

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