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Different Types Of Financial Services

By Adrianna Noton

Financial services are companies that work with customers and their money. There are many different types including banks, credit cards, insurance providers, credit unions, investment funds and stock brokerages. Companies doing this work make up a large chunk of the profit making services in the United States.

The history of banking can be traced back to medieval and renaissance Italy. Several families within Italy were heavily involved in the first banks and they then moved their work throughout Europe. There are two types of customer based bank. The first is the commercial bank which accepts deposits and matches them against people withdrawing to control the flow of money. They are commonly used by customers to look after their checking accounts. The other type is a savings bank which is stockholder or mutually owned and usually gets a lot of its business from mortgage accounts.

The first credit card was used in the nineteen twenties in America and was initially used to sell fuel to car owners. A credit card is usually a small plastic card that the customer uses to pay for goods and services. It works on the basis that the creditor pays the initial charge on the understanding that the customer pays that back within a certain time frame with an added charge or interest.

[youtube]http://www.youtube.com/watch?v=D7VwxesPibM[/youtube]

Insurance providers insure customers against a number of things. You can insure your car, your home, items of personal property and your health and life. The customer usually pays a monthly premium to the insurer, who in return gives them a certain amount of money back in the event of something happening for which they are insured.

A credit union is a sort of financial club. It is owned and controlled by its members and it is an affordable way of providing credit for the members. Credit unions are usually much smaller than banks and should normally be non profit organizations, although in reality this is not always the case.

An investment fund is a pool of money that is looked after by an investment manager. This investment manager uses the money to buy into stocks and shares on the behalf of the investor. The idea behind this is that by combining several investors money you are more likely to see a profitable return and hopefully the manager will have the experience and knowledge to choose the best places for you. There are many different types of fund however they are not always risk free.

A stock broker is a broker who buys and sells shares on the behalf of investors. Ordinary people can not buy and sell on the stock exchange. They need to go through a regulated broker. This works in a similar way to an investment fund and as such there are also risks attached, due to the fluctuating nature of the stock market.

Financial services play a big part in the world economy today. There are variations on these services all over the world. Some services will suit some people more than others, depending on their approach to risk and how much money they have.

About the Author: When it comes to dealing with your finances make sure to use the

Financial services Cobourg

and

Financial services Peterborough

of a professional financial advisor or financial planner. They can help you find the shortest and safest route to your financial goals.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=964698&ca=Finances

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Wikinews Interview: Experts in IT industry comment about security of WiMAX

Monday, May 5, 2008

Computers and technology make our modern lifestyle more convenient, but they also create new risks like computer viruses and hacking. Many people want to enjoy the convenience of new technology, but they may not be aware of its problems.

WiMAX is being promoted in Taiwan by the Taipei Computer Association, the Industrial Technology Research Institute and the Ministry of Economic Affairs of the Republic of China. It is considered by some to be the communication standard for the next generation of mobile devices.

Information security companies are concerned increasingly by Internet crime, and some of them question the security of WiMAX. After all, everyone wants to welcome this new technology but is afraid of its potential to cause security issues.

Some companies have analyzed potential security issues which threaten the success of WiMAX. But what have they found?

Taking the opportunity of two press conferences in Taiwan, Wikinews Journalist Rico Shen briefly interviewed both Hsiao-wen Hung, President of Microsoft Research Asia and Li Chang, Deputy Secretary General of Taipei Computer Association. With their experience in the IT industry, they agreed to comment on this question.

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Wikinews interviews the Wikimania 2010 Poland bid promoter

Tuesday, December 30, 2008

This article mentions the Wikimedia Foundation, one of its projects, or people related to it. Wikinews is a project of the Wikimedia Foundation.

Wikimania is an annual conference for users, developers and other people involved in the wiki projects operated by the Wikimedia Foundation. It is held yearly since 2005. The first conference was held in Frankfurt, Germany, on August 4-8, 2005. The second one was held in Boston, USA (on August 4-6, 2006), the third one was held in Taipei, Taiwan (on August 3-5, 2007), the fourth Wikimania was held in Alexandria, Egypt (on July 17-19, 2008) and Wikimania 2009 will be held in Buenos Aires.

Melbourne, Daytona Beach, Rio de Janeiro, Amsterdam, Copenhagen, Gda?sk, Montpellier and Oxford are among current unofficial Wikimania 2010 bids. Below is Wikinews‘ conversation with the Gda?sk bid promoter and initiator, Wojciech P?dzich.


Wikipedians from Tricity are involved in the process of making an offer, which will give Poland a chance of organizing a world-wide conference of Wikimedia Foundation, Wikimania 2010. Among the competing cities are Washington, D.C., Rio de Janeiro, and Oxford. This year the conference was held in Alexandria, Egypt, where the famous Library of Alexandria is located. Does Gda?sk stand a chance among such known cities?

Poland is still an interesting, unknown, and a cheap-to-visit country
  • Wojciech P?dzich: Because of Wikimania continental rotation, Australian and European bids have the biggest chances in 2010. Australian, because they have not hosted Wikimania yet, and Europe, because the first Wikimania was held in Frankfurt back in 2005. Do we have a chance among other European cities’ proposals? Poland is still an interesting, unknown, and a cheap-to-visit country with a comprehensive list of countries from which their members can visit Poland without requirement of having a visa. We propose the conference to be held inside two adjacent buildings – Polish Baltic Philharmonic and the Polish Maritime Museum buildings, located just few steps from Long Market at the city’s centre. Yes, I do think that our offer will be attractive and will give us a real chance of organizing the Wikimania 2010 in grad upon Mot?awa.

((WN)) The tagline of your proposal is Gda?sk – the city of freedom. Could you tell us, why do you promote yourself with this line?

  • Gda?sk is associated by many with freedom, with its political impact. On the other hand, we have the Wikimedia Foundation and its values of sharing knowledge created freely by volunteers. A conjunction of a cosmopolitan city with strong revolutionary and liberal inclinations and a world-wide free culture is in this case, kind of, natural.

((WN)) How many are involved into creating a proposal? Poland is relatively small country. Are you sure you will be able to guarantee the efficiency of conference, if your proposal wins?

We can say we have a great community potential here.
  • Poland is not exactly small – of course we cannot be compared to the USA, India, or China, but we are not a small country either. Let’s remember that according to the old way of presenting the Wikipedia language editions’ ranking, we were the fourth edition. Even after committing a change to this ranking system, we are still in the first ten. Therefore, we can say we have a great community potential here. Moreover, other Polish Wikimedia projects also place themselves within first tens of respective projects.
Speaking about people involved – so far we have only few, and sometimes I lament about that. Every next person is a possibility of sending few mails, talking with other people, additional pair of eyes looking at the offer, some ideas, contacts, knowledge. That’s why Patrol110 has spammed Pomeranian Wikipedians, so they could get involved, and so am I giving a weight to this: we need more people. Especially if our offer will win, but then I believe in another famous Polish “national spurt”.

((WN)) Were there, in Gda?sk, already some world-wide conferences? Did the city manage to organize them?

I do have a hope that we will get a world-wide coverage thanks to the Wikimania
  • On December 5 and 6, 2008, the 25th anniversary of awarding president Lech Wa??sa with Nobel Peace Prize was held. Furthermore, it was held inter alia inside the Polish Baltic Philharmonic, which we propose as a place of the Wikimania 2010 conference. It was an event with over one thousand attendants from all over the world, and the city, in my humble opinion, did manage to organize this very well. The mayor of the city, Pawe? Adamowicz, has confirmed it, by saying After successful celebrations of 25th anniversary of awarding Lech Wa??sa with the Nobel Peace Prize we see that we can organize big events. […] O?owianka does its job as a big congressional place perfectly. […] Gda?sk will, once again, get a world-wide coverage in Dziennik Ba?tycki interview. I do have a hope that we will get a world-wide coverage thanks to the Wikimania.
The City organizes a lot of cultural and trade events. There are Gda?sk International Fair, St. Dominik Fair, Shakespeare Festival, Good Humor Festival. We should also not forget other parts of the Tricity: Sopot and Gdynia which are also rich in cultural events.

((WN)) Lately Poland tried to get a bid for the European Institute of Innovation and Technology and Euro 2012. Both actions have brought a large government support. How is it this time?

  • We’ve contacted the city’s authorities. After a meeting with representatives of the Mayor’s Promotion and Chancellery Department we have got assurance about supporting our actions, what was confirmed by Mayor’s letter sent to us. The representatives assure us about their support all the time. They even have made an initial reservation of both buildings for July 9-11, 2010. They also offer an organizational support, which will be extremely important in case or city is chosen.

((WN)) Poland is a part of the European Union. What about Wikimedians, who are inhabitants of countries requiring a visa?

  • As I stated before, the list of countries, which citizens are not required to have a visa when entering Poland for 90 days is pretty long[1], and it does not restrict to Schengen Agreement participants. Long list of Polish missions abroad[2] and freely available Visa application form [3] should allow easy access to Poland for other countries citizens.

((WN)) Information about Gda?sk application to host Wikimania started to appear in local media. What is local community reaction to this idea?

  • One can see it in the comments to the articles. Those that do not like Gda?sk in general are slightly against but most is for the idea. There are also people and organisations declaring help – I’ve got already some mails from potential supporters.

((WN)) As you said before some people are objecting, probably not knowing possible benefits. How will Gda?sk and it’s inhabitants benefit?

  • In addition of prestige, as we are talking about international event run by the organisation managing a flagship of Free Culture movement, world’s focus, city presence in world’s media, the conference will cause a money influx, new guests who can decide whether to come back to the city or suggest visiting it to their friends. We try not to make any troubles to city inhabitants, hoping that a conference held in one place will not paralyse the whole city.

((WN)) Many possible visitors are not able to cover the cost of travel to Wikimania. What about organizers sponsorship?

  • It will depend on talks with companies willing to be sponsors. But I do not imagine leaving such requests unanswered.

((WN)) Wikimania is not only lectures, but also a possibility for long night talks with participants from other countries. How does Gda?sk’s night-life looks like?

  • There are plenty of places where you can meet and talk with each other. You can see it in a draft offer where one can see hundreds of places where you can talk while eating and drinking. Proximity of Old Town invites for a walk through streets with a wonderful and unmatched atmosphere, you can only feel by yourself.

((WN)) English is the language of Wikimania. Will the attendants be able to communicate with employees of restaurants, clubs, shops, etc.?

  • Personally, I encountered the shop assistant, who couldn’t sell the product to foreign people only once; also just once I saw a rough translation of “polska kuchnia” as “Polish kitchen” instead of “Polish cuisine”. The Poles are able to communicate in English, I saw their communicativeness by teaching adults English for seven years. Most of menus and other informations in Old City’s venues are translated into English and German, and the waiters know English at a level, which allows the customers to get a trouble-free service.

File:Wpedzich z synkiem.jpg

Wojciech P?dzich (b. 1979) – comes from Szczytno, graduate of English linguistics in 2001, inhabitant of Gda?sk since 2001. Except of husband and father’s roles, an employee of the Purchase Department in a power hydraulics company. Involved in Wikimedia projects since December 2006, in the beginning as a translator of articles and guidelines for Polish Wikipedia, then the administrator of the project, a member of the first Arbitration Committee Board in Polish Wikipedia. Wikimedia projects’ steward since December 2007, member of the Wikimedia Polska Association. One of the initiators of Gda?sk Wikimania 2010 bid proposal.

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Israel announces settlement expansion plans

Tuesday, November 17, 2009

The Israeli Interior Ministry has announced today that 900 new housing units are slated to be built by Israeli officials at the Gilo settlement located in East Jerusalem.

A press release by the Interior Ministry read, “The planning and construction committee has authorised the construction of 900 housing units in the Gilo neighbourhood in Jerusalem.” Annexed after the 1967 war, East Jerusalem is what Palestinians still hope to make the capital of their future state. However, the current Israeli government has made claim to Jerusalem as the capital of Israel. “Jerusalem is Israel’s capital and will remain as such,” said government spokesman Mark Regev.

Earlier this month the Palestinian Authority insisted that all negotiations with Israel would be put permanently on hold until settlement expansion and home demolitions were halted. The UN reports that 1,500 home demolition orders in East Jerusalem are currently pending in Israeli courts. At least 600 Palestinians have been displaced from their homes in East Jerusalem since the beginning of this year. Nearly 500,000 Israelis live in more than 100 different settlements located in Jerusalem and the West Bank.

U.S envoy to the Middle East, George Mitchell, asked President Benjamin Netanyahu to cancel settlement expansion plans, however his request went unheeded. Settlement expansion has soured relations between the U.S and Israel, however Israel is still the largest recipient of U.S aid annually. Responding to requests by the U.S government that settlement expansion be halted Jerusalem Mayor Nir Barkat said that he, “strongly objects to the American demand to halt construction in Jerusalem and will allow construction for Jews, Muslims, and Christians in any part of Jerusalem without prejudice. The demand to halt construction by religion is not legal in the United States or in any other free place in the world.”

Under international law building settlements in occupied territory is illegal. The UN has deemed Israeli settlements to be a violation of the Geneva Convention.

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Judd Gregg withdraws as US Commerce Secretary nominee

Friday, February 13, 2009

Judd Gregg (R-NH), who was nominated by President Barack Obama as the next United States Secretary of Commerce, withdrew from consideration Thursday, citing “irresolvable conflicts” with Obama over the administration’s proposed stimulus package and the Census.

Judd Gregg is a current Senator representing New Hampshire, where he formerly served as Governor. Senator Gregg is also the ranking member of the Senate Budget Committee and a member of the Republican Party. Had he been confirmed, he would have been the second Republican in Obama’s cabinet.

In a statement, Gregg thanked the President for the nomination.

“However, it has become apparent during this process that this will not work for me as I have found that on issues such as the stimulus package and the Census there are irresolvable conflicts for me. Prior to accepting this post, we had discussed these and other potential differences, but unfortunately we did not adequately focus on these concerns,” Senator Gregg said in his statement.

In an official White House press release, Robert Gibbs stated: “Once it became clear after his nomination that Senator Gregg was not going to be supporting some of President Obama’s key economic priorities, it became necessary for Senator Gregg and the Obama administration to part ways. We regret that he has had a change of heart.”

Gregg is the fourth cabinet nominee of Obama to withdraw. The first three were former South Dakota Sen. Tom Daschle, consultant Nancy Killefer, and New Mexico Governor Bill Richardson who was Obama’s first choice for Commerce Secretary.

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Strongest earthquake in 40 years hits Southeast Asia

Sunday, December 26, 2004

Indian Ocean – The death toll continues to grow and millions face a homeless life in the new year as coastal communities in south Asia struggle against continued aftershocks and flooding caused by the largest earthquake to strike the planet in more than a generation.

The magnitude 9.0 undersea megathrust earthquake struck off the western coast of Sumatra, Indonesia on December 26, 2004, at 00:58:50 UTC (or 07:58:50 local time in Jakarta and Bangkok).

The earthquake was the strongest in the world since the 9.2-magnitude Good Friday Earthquake which struck Alaska, USA in 1964, and the fourth largest since 1900. More than 140,000 deaths[1] were caused by resulting tsunami, which in Thailand were up to 10 meters (33 feet) tall, and struck within three hours of the initial event.

Multiple tsunamis struck and ravaged coastal regions all over the Indian Ocean, devastating regions including the Indonesian province of Aceh, the coast of Sri Lanka, coastal areas of the Indian state of Tamil Nadu, the resort island of Phuket, Thailand, and even as far away as Somalia, 4,100 km (2,500 mi) west of the epicenter.

While the earthquake and the tsunamis are no longer ongoing (other than aftershocks), the humanitarian and economic crisis generated by the disaster is still ongoing. This report will attempt to cover the crisis as it continues to develop.

Contents

  • 1 Damage and casualties
  • 2 Quake characteristics
  • 3 Post-tsunami humanitarian situation
    • 3.1 Humanitarian assistance
  • 4 Related news
  • 5 See also
  • 6 External links
    • 6.1 Aid efforts
    • 6.2 Video and Pictures of the devastation
  • 7 Video
  • 8 Pictures
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American Indian Movement spokesperson dies, age 75

Wednesday, October 17, 2007

Vernon Bellecourt, once the primary spokesperson for the American Indian Movement, died recently at age 75. Bellecourt, an Ojibwa who fought for Native rights, was perhaps best known for his opposition to Native names and mascots for sports teams.

First in the headlines in 1972, Bellecourt organized a cross-country caravan of the Movement, to Washington. Once there, members of the group occupied the Bureau of Indian Affairs offices. His goal of international recognition for Aboriginal nations and their treaties found him meeting with figures like Libyan Colonel Muammar el-Qaddafi, and Palestine’s Yasir Arafat. In 1977 Leonard Peltier was convicted and sentenced to two consecutive life terms for the murder of two FBI Agents during a 1975 shoot-out on the Pine Ridge Indian Reservation; Bellecourt led the campaign to free him.

Most recently, he visited Venezuelan President Hugo Chávez, to discuss getting free or cheap heating oil for reservations.

His work as president of the National Coalition on Racism in Sports and Media made a much wider known mark, though. Bellecourt emphasized that he believed such names perpetuated racial stereotypes, clouding the real identities and problems facing natives.

Teams with native-related names could almost guarantee on Bellecourt showing up at major games. He twice burned an effigy of Chief Wahoo, the Cleveland Indians baseball team mascot, and both times was arrested. When the Washington Redskins of the National Football League made the Super Bowl, Vernon was there to protest. The United States Commission on Civil Rights was critical of such names by 2001, calling them “insensitive in light of the long history of forced assimilation”. Some newspapers have stopped using the names of teams with Native origins.

None of his “big four” targets have shown any indication of changing: the Washington Redskins, the Kansas City Chiefs, the Cleveland Indians or the Atlanta Braves.

Post-season use of American Indian mascots were banned by the National Collegiate Athletic Association in 2005, suggesting the names are “hostile or abusive”. Bellecourt was pleased with the NCAA sanctions, but suggested such actions were only going “half way”.

The Florida State Seminole and the Illinois Illini were among the 18 colleges affected by the ban. Florida president T.K. Wetherell threatened legal action in response. The Florida Seminole tribes have endorsed the University’s usage of the name, but some out-of-state tribes were “not supportive”, according to the NCAA vice president for diversity and inclusion.

Born WaBun-Inini, Bellecourt died from complications of pneumonia on October 13, in Minneapolis, Minnesota, United States.

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Four British energy suppliers face investigation into claims of misselling

Sunday, September 5, 2010

The Office of Gas and Electricity Markets (Ofgem), the regulator of the electricity and gas markets in Great Britain, has launched an investigation into four of the largest British energy suppliers over suspicions that they not be complying with face-to-face and telephone sales regulations. The four organisations facing scrutiny could be fined up to 10% of their annual turnover if it is found that they are breaking sales regulations. Scottish Power, npower, Scottish and Southern Energy and EDF Energy are all to face questioning by the organisation.

Ofgem has urged customers of the four companies to alert the energy regulator, “if they are concerned about the sales approach any domestic suppliers have taken when selling energy contracts, either face-to-face or by telephone,” according to a statement. “As part of the investigation process Ofgem will examine any evidence of non-compliance and consider whether there are grounds for exercising enforcement powers.”

New regulations on sales tactics by energy suppliers were recently introduced, and, Ofgem has said, energy suppliers must be “proactive in preventing misselling to customers both face to face and over the phone. Also, if suppliers are selling contracts face to face they must provide customers with an estimate before any sales are concluded. In most circumstances customers should also receive a comparison of the supplier’s offer with their current deal.” Only one in five consumers consider energy suppliers to be trustworthy, and 61% of people feel intimidated by doorstep sales people from energy companies. According to the organisation Consumer Focus, “complaints have declined since new rules came into effect this year, but suppliers still seem to be flouting the rules. Some customers are still being given misleading quotes and information, which leave them worse off when they switch provider.”

The newspaper The Guardian has reported that “householders are reporting that sales agents working for the energy suppliers are giving them misleading information and quotes which leave them worse off when they switch supplier.” Consumer Focus has said that if energy companies continue to break the rules, they could be banned from doorstep-selling completely. The report goes on to say that “new figures from helpline Consumer Direct show that while the number of complaints has fallen since last year, about 200 cases of mis-selling are being reported each month.” However, Scottish Power said it insists on “the highest standards possible for all of our sales agents”, and npower told the Financial Times that it was “confident that the processes we have in place mean that we comply with our regulatory obligations”. EDF added that it was “fully compliant with all obligations regarding sales of energy contracts”.

According to the regulator, the obligations are serious and must be followed by energy supplies, or they will face “tougher sanctions than those available under more general consumer protection law.” Ofgem has published a guide advising consumers what they should do should an energy salesperson contact them in person of by telephone. Improper sales tactics are still common in the industry—in 2008 an Ofgem investigation found that 48% of gas customers and 42% of electricity customers were worse off after switching supplier on the doorstep. Npower was fined £1.8 million in 2008 by the organisation, and Ofgem insists that they are “committed to taking action” over improper sales activities by energy companies. “Suppliers have existing obligations to detect and prevent misselling and new licence conditions were brought in following our probe to further increase protection for customers,” said Andrew Wright, a Senior Partner of the regulator. “We expect all suppliers to comply with these tougher obligations but if our investigations find otherwise we will take strong action.”

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Head of energy at Consumer Focus, Audrey Gallacher, called the investigation “a welcome step … to address years of customers getting a bad deal on energy prices on their doorstep. While many doorstep sales people will do a good job, the pay and rewards system continues to encourage mis-selling, despite years of regulation and voluntary initiatives. If better advice for customers and enforcement of the tougher rules doesn’t end the flagrant abuse of this form of selling the big question will be whether it should be completely banned.” Christine McGourty, director of Energy UK, which represents the leading gas and electricity companies, said that “the companies involved will collaborate with the Ofgem investigation and are awaiting further details from the regulator. Any sales agent in breach of the code will be struck off the approved energy sales register.” Which? chief executive, Peter Vicary-Smith, has said he considers the situation “shocking”, saying that the investigation “will do nothing to improve consumer trust in energy suppliers. We’re pleased that Ofgem has promised tough measures against any firms guilty of mis-selling. We hope it uses this opportunity to tighten rules around telesales so they are in line with those for face to face sales.”

SNP Westminster Energy spokesperson Mike Weir MP, however, said that the investigation “does nothing to tackle the real problem of fuel prices which leave many Scots facing great difficulty in heating their homes … Rather than tinkering around the edges Ofgem should be looking at how to reduce prices for vulnerable households.” Gareth Kloet, Head of Utilities at Confused.com, one of the UK’s biggest and most popular price comparison services, also welcomed the inquiry. “It is unacceptable for energy companies to mislead customers like this,” he said, adding that Confused.com has previously “urged energy providers to either stop the practice of doorstep selling or make it very clear to households that better deals are available online. There is no reason why door-to-door salesmen can’t show people online deals and even help households switch to them.”

“Our research reveals customers could end up paying £167 more than they need to as door-to-door salesmen are unable to offer the discounts that are applied online. The changes that have been made to date are a welcome addition to safeguard customers; however this review has been much needed for a long time. Hopefully it will mark the end of customers being overcharged and missold,” Kloet continued. “Our message to energy consumers remains the same: they should shop around online to make sure they’re getting the best deal possible and turn these salesmen away.”

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South Korea: Fire in hospital housing elderly people kills at least 37

Friday, January 26, 2018

Fire broke out on Friday morning and destroyed the bottom two floors of a six-story hospital in Miryang, South Korea, killing at least 37 people, most of them elderly. More than a hundred injuries were reported, with eighteen people in critical condition. This is the highest death toll from fire in South Korea in almost a decade.

The fire is believed to have started at about 7:30 local time, according to fire chief Choi Man-woo. It originated on the ground floor in the emergency room as per various officials. The hospital has 98 beds and a medical staff of about 35, and specializes in long-term care of elderly patients. It adjoins a nursing home, all of whose 94 residents were evacuated. Staff carried some patients out of the hospital on their backs.

One patient, Jang Yeong-jae, who told his story to JoongAng Ilbo, said he escaped by removing a screen from a window to get to a ladder placed by firefighters. He described people “running around in panic, falling over and screaming as smoke filled the rooms”. The majority of the victims died from smoke inhalation and are believed to be elderly, said the head of the city’s public hospital, Chun Jae-kyung. A doctor, a nurse, and a nursing assistant have died, according to the fire service; it took three hours to put out the fire.

In a press briefing, Seok Gyeong-sik, the director of the hospital, apologized to patients and their families. Son Kyung-chul, its chairman, stated that there were no sprinklers because the facility was small. Sprinklers are being installed in the nursing home, where a new law requires them by June 30.

Last month, 29 people died in a fire in a gym in Jecheon; the owner and the manager were arrested for safety violations. In 2014, a blaze in a nursing home in Jangseong left 21 dead. The President of South Korea, Moon Jae-in, responded to the Friday fire by calling an emergency meeting of his staff, and promised that the cause would be found rapidly “to prevent the recurrence of the fire in the future”.

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‘Purity’ ring case taken to High Court

Saturday, June 23, 2007

Lydia Playfoot, a 16 year old schoolgirl from West Sussex, England, has been faced with expulsion by her school, Millais School of Horsham, for wearing a purity ring that symbolises her dedication to chastity.

Her case, that she should be allowed to wear the ring as it is an “expression of [her] faith and should be exempt from the school’s rules on wearing jewelery”, was taken to the High Court on Friday. Judgement in the case was reserved for a future date.

This case echoes a decision in a case last year. The Law Lords rejected Shabina Begum‘s, former pupil of Denbigh High School, in Luton, Bedfordshire, appeal to wear a Muslim Jilbab to school.

Miss Playfoot spoke to BBC Radio regarding the case. She said “Muslims are allowed to wear headscarves and other faiths can wear bangles and other types of jewellery. It feels like Christians are being discriminated against.” Her lawyers have argued that her right to wear the ring as a symbol of faith is upheld by the Human Rights Act 1998